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Financial Technology Solutions

Payment Processing

(615) 303-8528

Merchant Account Solutions

Accept credit cards and electronic checks with your own merchant account.

More About Payment Processing

Loans & Funding


Small Business Lending

Industry Specialties


Industry Specialties

National Transaction Corporation handles transactions for any business type for companies large and small.

(208) 485-5059


Payment Gateways

Custom integrations for e-commerce payments. Our payment gateway API provides flexible interactions to handle your most complex processing needs. If you're just getting started we offer an exclusive electronic invoicing platform called NTC ePay. A payment solution that gets you selling online in no time, no need for your own web site.


Merchant Support

Customer Service

At NTC our customers come first. Our support services are 24/7 365 days a year. If you are experiencing an issue please call 888-996-2273 option 2 for support. Or email service@nationaltransaction.com

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About Us


Corporate Info

National Transaction has more than 20 years in the payment processing and funding industries. We are recognized by many associations as the preferred payment processor. We are dedicated to providing excellent service at the fairest prices available.

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Credit Card Processing Merchant Accounts

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Effective merchant services should offer a smooth bridge between the four main parties involved in the card transaction process: your customer, their bank, your business, and your bank.

If you’re looking for support for a comprehensive ‘Omni-channel’ approach, taking in everything from counter top terminal transactions, all the way through to advanced e-commerce solutions, then choosing the right merchant service provider is critical.

Unique Solutions for Unique Businesses

We recognize that every business is different, and brings with it different needs when it comes to card processing. That’s why we offer flexible solutions that can be tailored to meet the requirements of any business – however it trades.

We believe in a consultative approach, and encourage our clients to take the time to consider and understand their own needs. The information on this page should add clarity and empower business owners to make smart and informed decisions.

Omni-Commerce Merchant Account

In the fast-changing world of payment technology and payment gateways, it can be a challenge for business owners to know which hardware, software, and merchant services will provide the best experience for their customers, and the best performance for their business.

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Keep Saying ‘Yes’!

Customers have an ever-growing level of expectation when it comes to payment acceptance. If you’re not able to say ‘yes’ to your customers’ preferred method of payment, then you’re not able to offer the optimum check-out experience.

EMV chip cards have quickly become the new norm – and customers expect acceptance of this newer, more secure, technology. Mobile payments – facilitated by NFC (Near Field Communication) – are slowly gaining ground and starting to show signs of becoming mainstream. Is your business ready?.

Mobile Payment Processing

Mobile Payment Processing – The Card Processing Solution That Fits in Your Pocket!

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Stay lean at start-up by deploying the tech you already own. Setting up a business can be costly and by saving on unnecessary hardware spending you can invest your capital where it's needed the most. Which Devices Will This Work With?

Our solution is compatible with Android or Apple Smartphones and tablets. If you need to swipe cards our encrypted mobile device card reader just plugs straight into your own device!

How Flexible is This Solution?

Our mobile processing is a comprehensive and flexible solution. At NTC we're all about offering services that work the way your business needs. We're confident that you'll enjoy full-satisfaction with the feature-set we offer.

- Need to accept all major debit or credit cards plus EBT/gift cards and electronic check payments?

Our solution covers all the bases!

- Need to take payments from anywhere in the world day or night? Wherever and whenever you do business our feature-rich and flexible solution is there for you!

e-commerce Payment Gateways

Our Solutions are Tailored to Your Needs!

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We recognize that each client's needs are different. We pride ourselves on delivering a service tailored to fit your business uniquely. Our gateway solutions provide effective options to handle anything from simple 'Buy it

Now purchases through to shopping cart integration.

And with flexible options for recurring payments we can handle different forms of purchases such as subscriptions. We give you the control you need to set up-billing cycles that suit your business and customers. Whatever your needs NTC has the solution to process payments quickly, safely and smoothly.

Loans and Funding

Loans and Funding - Unlock Your Business' True Potential!

Are You Looking for a Loan or Funding to Help Achieve Your Business Goals?

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At NTC we enjoy working with all kinds of businesses. Every company is different and we recognize the value of this diversity. Some are start-ups run by ambitious entrepreneurs. Some are long established companies wanting to expand into new markets.

The common thread linking so many of the businesses we serve is the need to access capital. It's literally the lifeblood of any company. The line between success and failure can be a fine one. All too often the ability to access appropriate funding can be the deciding factor between these two extremes.

Factoring and Inventory Based Loans

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Borrow Money Against Your Credit Card Processing

Cash Advance - Is speed and simplicity your primary requirement?

We offer fast advances to meet your urgent need for cash! Our application process is designed with busy business owners in mind - we've minimized the form-filling to allow you to focus on running your company.

Merchant Cash Advances (Factoring)

Access the funds you'll earn in the future today!

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If you're seeking an alternative way to finance your goals our Merchant Cash Advances (MCA) could be the answer.

An MCA is a fast route to the cash you need! Unlike a conventional bank loan we can deliver the cash you need within 10 days - and sometimes as fast as 72 hours! Based on your circumstances we may pay up to $150,000 per location.

When you choose an MCA we buy a portion of your future card transaction receivables at a discounted rate. This gives you upfront access to the cash you need. It's a fast and straightforward alternative to a loan.

Since we are not lending to you but purchasing part of your future receivables our qualifying criteria may suit companies unable to secure a loan. If you have poor personal credit our MCA solution could be the answer.

Small Business Lending

Small Business Loans

Secure a lump sum upfront to meet your company's need for capital!

Conventional loans remain the commonest route to funding for most small businesses. Being a traditional solution many company owners feel most comfortable with this time-tested arrangement. If you're looking for a tried and tested way to raise funding then look no further than our small business loans!

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Our loans are simple, straightforward and affordable. We provide you with the cash you need quickly and at a competitive rate. You simply repay on a regular monthly schedule. As a responsible lender we will need to carefully assess your ability to repay before agreeing terms.

Since we're committed to offering maximum choice and flexibility we also offer several funding alternatives. We encourage you to consider these and select the very best option based on your own business' unique needs and circumstances.